Visionary PT operates as a cash-based practice. That means: 

• No insurance billing. You pay directly at the time of service, which lets us spend our time on your athlete instead of on paperwork and billing codes. This also keeps your cost affordable. 

• No prior authorization required. No waiting for insurance to approve treatment. 

• No visit limits. Insurance-based clinics are often capped at 6-12 visits per condition. We work with your athlete until the job is actually done. 

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HSA and FSA funds 

Physical therapy and personal training services for a specific health condition are typically eligible expenses under HSA and FSA plans, and your HSA and FSA card may work at checkout. Approval is ultimately up to your card issuer, though -- even when a merchant category code identifies us correctly, some issuers deny transactions at their own discretion. 

If your card is declined, you can still pay with a personal card and submit a superbill (a detailed receipt) to your HSA/FSA plan for reimbursement. We'll provide the superbill on request. Reimbursement decisions are made by your plan administrator, not by us. 

A quick note: Personal training is generally eligible for HSA/FSA reimbursement only when tied to a medical condition documented by a physician. If you're using HSA/FSA funds for training-only sessions (no physical therapy component), check with your plan administrator first. 

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